Indian Bank Management

  1. Home
  2. Banking
  3. Indian Bank Management

Tags: Banking

Career oriented interactive course content designed and updated as per industry requirements to make you a professional

Last updated 2022-01-10 | 3.4

- Basics of Banking and Finance
- Principles and Practices of Banking
- Bank Finance Management

What you'll learn

Basics of Banking and Finance
Principles and Practices of Banking
Bank Finance Management
Advance Bank Management
Risk Management
Prevention of Cyber Crime & Fraud
International Trade Finance
Digital Banking

* Requirements

* Impart Banking and Finance knowledge and skills together with technology-familiarity and customer-orientation
* High quality academic rigor and specially prepared courseware
* Students undertaking the course will have comprehensive and up-to-date knowledge in the subject of banking and finance
* The Course offers practical insights into the subjects while
* at the same time
* emphasizes robust theoretical foundation
* The course will make the candidates job ready
* The course is so designed that most employers would value it for talent scouting
* The course is cost effective and at the same time high in quality

Description

Banking is the backbone of a nation’s economy. There are numerous banking jobs available post the new Banking Licenses, Small Bank Licenses & Payments Bank Licenses issued by the RBI. The sector may create up to 20 lakh new banking jobs in the next 5-10 years. There will be a growing demand for qualified manpower for the banking and finance sector in the coming years on account of the expansion of the volume of business and large-scale retirement of personnel.


Banking and finance industry will require professionally qualified manpower endowed with banking and finance knowledge and skills together with technology-familiarity, customer-orientation and hands-on application skills who can be assigned to various desks/jobs with minimal training intervention at the bank level. In view of the huge current as well as potential demand for the professionally qualified manpower for the banking and finance sector, and to ensure a steady stream of industry-ready professionals at the entry-level.


The course will give knowledge inputs to the candidates and expose them to the operational processes and modern banking environment so that they can effectively carry out Banking and Finance related Operations. It gives an in-depth understanding of the various aspects of the Banking & Financial Service Industry and provides practical knowledge of operational aspects of the banking sector as well as the Sales aspects like selling process, relationship management.


This course will give you a comprehensive picture of the banking industry. Your chance to succeed in the high growth, high potential banking industry starts with this course.


In this course, you will receive weekly fresh new video lectures.


Benefits

  • The Course has been specially designed to transform you into a confident Banking and Finance professional.

  • It is an online learning course that prepares you in fields across Banking, Financial Services, Capital markets, Fintech and regulatory bodies & many more.

  • Increased complexity and changes in Banking and Finance business demand an entirely new generation of banking and finance professionals.

  • This course is innovative, comprehensive and prepares future banking and finance professionals.

  • This program not only provides participants with the knowledge of operational aspects of banking and finance but also builds on their managerial and technical skills.

  • There is an emphasis on contemporary practices such as Micro Finance and Global perspective in Banking and Finance, which will give insights into the current industry trends.

  • Increased complexity and changes in Banking and Finance business demand an entirely new generation of banking and finance professionals.

  • This course not only provides participants with the knowledge of operational aspects of banking and finance but also builds on their managerial and technical skills.


Key Highlights

  • Impart Banking and finance knowledge and skills together with technology-familiarity and customer-orientation

  • High-quality academic rigour and specially prepared courseware.

  • Students undertaking the course will have comprehensive and up-to-date knowledge in the subject of banking and finance.

  • The Course offers practical insights into the subjects while, at the same time, emphasizes robust theoretical foundation.

  • The course will make the candidate's job-ready.

  • The course is so designed that most employers would value it for talent scouting.

  • The course is cost-effective and at the same time high in quality.


Who should Pursue this course?

  • A solution to the difficulties of choosing what to pursue after XII or Graduation. Any student who has completed or pursuing graduation and keen on a banking job

  • Pursuing Post graduation or postgraduates willing to start their career with a banking Job

  • Working professional seeking a career in the banking sector

  • Ambitious heads awaiting their opportunities of working with private sector banks


Career Opportunities:

Banking Officer and Bank Manager in Nationalized, Private and Foreign Banks, Financial Analyst, Financial Planner, Portfolio Manager, Treasurer, Controller, Financial Manager, Accountant, Financial Agents etc.


What you'll learn

You will learn to become an all-rounded Banking and Finance Industry Professional.

  • Basics of Banking and Finance

  • Principles and Practices of Banking

  • Bank Finance Management

  • Advance Bank Management

  • Legal and Regulatory Aspects of Banking

  • Accounting and Finance

  • Risk Management

  • Prevention of Cyber Crime and Fraud Management

  • International Trade Finance

  • Digital Banking

Requirements

  • Any student who has completed or pursuing graduation and keen on a banking job

  • Pursuing Post graduation or postgraduates willing to start their career with a banking Job

  • Working professional seeking a career in the banking sector

  • Ambitious heads awaiting their opportunities of working with private sector banks


Why you should take this Course?

  • Career-oriented Course Content - A very important factor which has been kept in mind while designing all the course content is to make it relevant for the industry’s needs.

  • With these courses, you will get a head-start in your career

  • Interactive Teaching-Learning Methodology The teaching-learning process used for the programs is totally interactive

  • Curriculum designed and updated as per Industry requirements

  • This course also prepares candidates for widely popular exams conducted by IIBF


What Students Say :


“"This was my first time taking a course in this format and it far exceeded my expectations."….” – Asha Devi, Udemy Student


“very much informative….” – Aishwarya Parashar, Udemy Student


“Best and very informative…” - Arti chawla, Udemy Student


“Yes! It's very useful for me. And I slightly know about the banks, but now I understand deeply about the banks, types and risks about the bank....…” - Gugan Sakthivel, Udemy Student


“This is very easy to understand the topics. Thank you...” - Chanda Manish Gupta, Udemy Student


“One of the best course….” - Suyog Mahesh Dandge, Udemy Student


“It was a really very good experience. All the details covered by sir is really great. Every smallest information was well explained by sir. I am really thankful to sir….” - Pragya Singh, Udemy Student


“Overall a very informative training session. Course content got well covered and also demonstrated the concept very well. Thanks for such an informative and concept-clearing training session…..” - Kartikey Kaul, Udemy Student


“Trainer knowledge is excellent and with this course, I got useful knowledge…..” – Vinay, Udemy Instructor


"The instructor was AWESOME! I came to the class already with some knowledge of the program, but learned a good deal more thanks to your class….." – Rashmi, Udemy Student


"Well, my own personal experience is about this online course is dam good. Also the way of teaching to the enrollers, they can easily relate such things in their situation and the voice is doing a great role in this session. And off course, it was a good match for me, definitely this right place to build your confidence by attending it. Hope you will provide us with more and short things to learn it!" - Atit Jagannath Lokhande, Udemy Student


"Great must for beginners and intermediate very informative ALL THE BEST!!!" – Stutie Gupta, Udemy Student


“It was very excellent course really like this learning” - Siddhi Bhavsar, Udemy Student


“It's amazing love the course a lot” – Abhishek, Udemy Student


“It's a really awesome course for me...I am very thankful to provide this for us…” - Sulochana Vemula, Udemy Student


“it's a very good explanation and teaching….” – Vivek Mishra, Udemy Student


“Its very good. I think its something for which I looking for for a very long time. Thank You so much for this course you provided us with this awesome, amazing knowledge…..” – Jitesh Arora – Udemy Student

Who this course is for:

  • Any student who has completed or pursuing B com, M Com, BFM, BAF, BBI, BIM, BMS, BA, B Sc and keen on a banking job.
  • Pursuing Post graduation or post graduates willing to start their career with a banking Job
  • Working professional seeking a career in banking sector
  • Ambitious heads awaiting their opportunities of working with private sector banks

Course content

15 sections • 92 lectures

Welcome 2 lectures

Introductions ! Preview 01:48

Welcome Message ! Preview 00:39

What is Banking ? 5 lectures

What is a Bank ? Preview 14:11

Why Banks need regulation ? Preview 11:08

What are different functions of Bank ? Preview 10:56

Balance sheet and assets of a Bank ? Preview 05:43

What is Bank Profitability and Efficiency ? Preview 07:49

Credit aspects of Banking ? 6 lectures

Principles and Type of Lending ? Preview 09:24

Regulation of Bank Credit ? Preview 11:24

How a bank gives loan ? Preview 05:40

How to analyize a Loan application ? Preview 06:04

Loan Security by Banks ? Preview 05:14

Comparative analysis by Banks ? Preview 06:28

Measures and Ratios 4 lectures

Asset Quality Measures Preview 09:04

Bank Liability Measures ? Preview 10:21

Non-Interest Income Preview 02:54

Cost Management Strategies ? Preview 09:45

Basics of Banking & Financial System 16 lectures

Introduction to the Course Preview 07:29

Reserve Bank of India Preview 09:05

Deposit Insurance and Credit Guarantee Corporation of India Preview 05:20

Export Import Bank of India Preview 06:12

National Housing Bank Preview 04:26

Securities and Exchange Board of India Preview 06:04

What is Cash Reserve Ratio (CRR) ? Preview 08:50

Types of Bank accounts ? Preview 06:59

What is Statutory Liquidity Ratio (SLR) ? Preview 09:36

Repo Rate and Bank Rate Preview 12:19

RBI's Monetary Policy Preview 12:17

What is MCLR ? Preview 08:42

What is Base Rate ? Preview 05:21

What is Capacity Cost ? Preview 03:57

What is Inflation ? Preview 14:46

Test Yourself !

Reserve Bank of India 18 lectures

Monetary Policy Introduction and Goals Preview 13:46

Monetary Policy Framework Preview 02:10

The Monetary Policy Process Preview 04:26

Instruments of Monetary Policy Preview 14:10

Open and Transparent Monetary Policy Making Preview 02:04

Research and Data Preview 06:22

Regulation of Commercial Banks Preview 11:49

Regulating Cooperative Banking Structure in India Preview 05:47

Regulating NBFCs Preview 05:27

Regulating Financial Markets Preview 03:00

Structure of Banking Industry in India Preview 23:58

  • The financial system of an economy is expected to support the changes in the economy.

  • The financial system is reflected by the structure of the banking industry.

  • Indian economy underwent liberalization programs beginning from 1991-92 and this has influenced the banking industry.

  • The banking industry that was functioning fully under a regulated environment shifted towards a competitive environment.

  • Changes in technology are another factor that has contributed to the structural change in the banking industry.

  • With the impact of global financial shocks, the Indian financial system also is undergoing the change process to meet the inherent risks in the economy.

  • The structural change in the banking industry that can be highlighted is the increased participation of international financial players in the Indian financial system as well as Indian financial players exhibiting a tendency towards becoming global players.

Organization of Indian Banking Industry Preview 09:49

There are mainly three forms of banks. Unit banks that are popular in the US are single unit entities confining their operations to specific localities. As against this in India branch banking is the most applied structure of a banking entity. In this structure a single bank will have a number of branches under its control operating at different places. Holding banking companies are large banking entities controlling several subsidiaries. The comparative features of the three types of banks are given in Table 2.

Banks can also be classified on the basis of ownership into nationalized banks, private banks, and foreign banks. Another way of classifying banks is on the basis of size. These can be large banks, small banks. The basis of classification can be capital size or a deposit size.

Banks can be studied by classifying them on the basis of the type of business and level of operations. For example based on the area of operation banks may be national banks, regional banks, or international banks. On the basis of business specialization they may be classified into community banks, development banks, core banks, or service banks.

Commercial banks primarily focus on deposit mobilization and lending operations. It has to operate under the overall regulatory environment created by the Central Bank in terms of its operations. Investment banks on the other hand mainly focus on serving the investment needs of different types of clients. They perform portfolio management services by marketing different schemes, participating in the initial public issues of corporate firms, and performing corporate advisory services.

Competition in Banking Industry Preview 16:21

  • Competition among commercial and investment banks is influenced by a different set of factors.

  • Some of the common factors are size, service quality, and regulatory obligations. The ability of the bank to sustain competitive forces depends on their operational efficiency, product innovation, technology support, cost of services, service quality, and human resource skills.

  • For an investment bank the competitive edge depends on their investment performance, innovation in their services, cost of service, number of clients handled by them, confidence in the banks, and reputation of the banks.

  • Given the competitive environment, the ability of the bank to foresee changes, and their flexibility in adapting to changing conditions will give them an edge.

  • The change factors (Figure 1) that have to be initiated by the bank to have an impact on its operations are the needs of new customers, their knowledge level, technological changes, regulatory changes, new competitors, new services, quality of human resources, and marketing efforts.

Functions of Banks in an Economy Preview 14:33

Banks being financial intermediaries provide money in the economy through credit creation and facilitating liquidity. Banks are able to generate credit many times more than the initial deposits they receive from the public subject to regulations relating to cash reserves to be maintained and customers’ cash requirements. The resources of banks are generated mainly through a variety of deposits, both short time and long term from the public. The ability of the bank to generate more deposits depends on the interest rate offered and the marketing skills of the bank. Shorter duration and higher interest on deposits will add to the operational risk of the banks.

Bank’s role in the economy is necessitated on account of differences in the preference of public in terms of maturity requirements, risk requirements, the denomination of currency, and access to adequate information. The existence of market imperfection such as transaction and contracting cost also strengthen the need for the functioning of banks.

The banking industry differs from other industries in the economy in terms of its asset structure and legal obligations and developmental functions. Besides offering a variety of loans and advances to different needy clients, banks also provide a lead role in translating the development objectives of the government through lead bank schemes and priority sector lending and financial inclusion. In the process of performing these functions, banks have to manage a variety of risks that are inherent in banking operations.

One of the major risks that affect the bank is credit risk which is reflected in the proportion of non-performing assets (NPA) held by the banks. The maturity structure of various assets and liabilities of the bank poses liquidity risk to the bank. The fluctuation in interest rates is another source of risk. Exchange rate risk arises to the bank when they provide foreign currency loans to their customers or when they make investments in foreign securities or accept foreign currency deposits.

Failure of Banks Preview 08:29

The success of the banking business depends on public confidence in the ability of the banks to meet their obligations. Banks face many financial risks such as credit risk, liquidity risk, foreign exchange risk, interest rate risk, operational risk, and market risk. The nature of assets held by the bank and the manner in which these are financed inherently causes problems for the bank. Mismatch in maturity structure in both assets and deposits lead to payment problems. Poor credit assessment and monitoring lead to an increase in non-performing assets.

As per the survey conducted by Bank for International Settlement (BIS), the major causes of bank failures are poor asset quality and management practices, fraud, and weak economic environment. Deterioration in asset quality has been attributed to loss from credit transactions, connected lending, inherited portfolios, a steep increase in commodity price movements, excessive diversification, and fraud.

Most often certain business practices forecast the failure of banks. Holding excessive loan portfolios that are not protected, deteriorating financials, and higher deposit rates than market rates have indicated the future failure of banks. Holding off-balance-sheet bank liabilities and creative accounting also disclose possible bank failures in the future.

Central banks in many countries develop models to combat bank failures. The UK, US, Spain, and Chile are some of the countries that have come out with support mechanisms and in certain cases closure of banks to restore credibility in banking.

Issuer of Currency Preview 06:52

Payment and Settlement System Preview 03:12

Foreign Exchange Management Preview 04:52

Trends in Banking 4 lectures

Trends in Banking Industry and the future of Technology Preview 07:51

Need for Regulation Preview 14:45

Banking Regulation and Risks Preview 11:03

Basel Commitee Norms Preview 11:54

Human Resource Management 4 lectures

Introduction Preview 05:19

Development of People Management Functions Preview 02:17

Relationship between HRM & HRD Preview 02:39

What is HRM ? Preview 03:22

International Trade Finance 1 lectures

Theories of International Trade Preview 04:50

Small Finance Bank 4 lectures

Introduction Preview 07:34

Guidelines for Small Finance Bank Preview 07:16

Requirement for Small Finance Bank Preview 07:02

Prudential Limits Preview 04:26

Risk Management 13 lectures

Introduction Preview 11:42

What is Risk Management ? Preview 08:31

Principles of Risk Management ? Preview 03:48

Common Risk Identification Measures ? Preview 09:19

Asset Liability Management and Risks Preview 11:31

Gap Analysis Preview 06:12

Interest Rate Risk Management Preview 10:46

Basics of Credit Risk Preview 08:35

Credit Risk Preview 11:35

Liquidity Risk ? Preview 08:06

Market Risk ? Preview 07:58

Internal Performance Evaluation Preview 06:05

Derivatives ? Preview 07:49

Cyber Crime and Fraud Management 4 lectures

Social Media Frauds ? Preview 07:17

Financial Services Fraud ? Preview 10:10

Job realated Online Frauds ? Preview 06:59

Matrimony releated Online Frauds ? Preview 05:09

National Strategy for Financial Inclusion 1 lectures

What is Financial Inclusion ? Preview 07:09

Bonus Lectures 8 lectures

Central Banking and Innovation Preview 03:06

Why is Financial Inclusion Important ? Preview 06:06

Main Barriers to Financial Inclusion ? Preview 04:13

Why Price Stabiltiy matters ? Preview 03:58

Innovation in Financial Inclusion ? Preview 02:00

Risks in Innovation Preview 03:04

Regulatory Measures ? Preview 01:10

How to Crack IBPS PO - 100% Success Guaranteed. Preview 21:55

Thank You ! 2 lectures

Congraculations ! Preview 00:39

Thank You ! Preview 00:24