Acorns Guide To Personal Finance

5 Steps to Building Wealth: Budget Better, Pay Off Debt Faster, Save and Earn More Money and Invest Wisely

Last updated 2022-01-10 | 4.4

- How to calculate your net worth.
- How to start a successful side hustle.
- How to set goals—and build a budget that will help you reach them.

What you'll learn

How to calculate your net worth.
How to start a successful side hustle.
How to set goals—and build a budget that will help you reach them.
How to ask effectively for a raise or a better job offer.
How to pay off debt faster—and pay less in interest.
All the basics of investing in stocks and bonds.
How to cut your expenses without feeling the pinch.
How to build a low-maintenance portfolio that will help you build wealth.
How to save more money (101 ways!).

* Requirements

* No prior knowledge or tools required. Just an interest in helping your hard-earned money grow!
* For the exercises
* you will want to have some of your financial info handy—like your take-home pay
* how much debt you owe (student loans
* credit cards
* etc.) and how much you have in your savings
* checking and investment accounts.

Description

If you're ready to get your finances in shape, but aren't sure where to start, this is it! In under an hour, find out how to save, invest and earn more money, stop living paycheck to paycheck and make real progress toward the future you want.

Led by Jennifer Barrett, Chief Education Officer at Acorns, this basic course breaks down the what, when, how and why of personal finance to help you start building wealth—no matter how much money or financial knowledge you've got to start.

You’ll learn the basics of personal finance and get simple, on-the-go techniques and tools to help your money work as hard as you do. 

What’s the difference between this and other personal finance courses? We’re focused on methods that are easy and sustainable—not disruptive to your everyday life.

By the end of this course, you will have a clear sense of where you are financially, where you want to be—and how you’re going to get there. You’ll feel less stressed about money, and more confident about reaching your goals.

You’ll know: how to create a budget you can follow, pay debt off faster, save more money on everyday purchases and big-ticket expenses, ask for a raise, start a successful side hustle and invest wisely to build wealth. (Make sure to check out the downloadable action plans, worksheets and other resources, too, to get the full benefit of the course!)

Apply what you’ve learned and you should see a noticeable difference not just in your finances, but in your life.

Who this course is for:

  • Anyone who wants to learn the basics of personal finance, pay off debt faster and start building wealth.

Course content

7 sections • 32 lectures

Introduction Preview 00:38

What is net worth? Preview 00:27

Calculate your net worth Preview 01:55

How to set goals you'll actually reach Preview 01:11

What is a budget? Preview 00:59

The 50/20/30 Rule Preview 02:06

End-of-section review Preview 00:23

Introduction: Snowball vs. Avalanche methods Preview 02:10

3 ways to lower your interest rate Preview 02:25

How to improve your credit score quickly Preview 02:59

End-of-section review Preview 00:34

Introduction: 5 simple spending hacks Preview 01:21

How to cut your biggest expense Preview 01:05

Other simple ways to save Preview 00:40

End-of-section review Preview 00:40

You're probably underpaid Preview 01:16

The right way to ask for a raise Preview 02:53

How to negotiate a better job offer Preview 01:09

How to have a successful side hustle Preview 01:36

End-of-section review Preview 00:44

Introduction: Make your money work for you Preview 00:33

What should you use a savings account for? Preview 01:18

The #1 reason to invest Preview 00:52

How compounding works for and against you Preview 01:07

Where to invest your money Preview 04:10

Stocks 101 Preview 01:40

What you should know about funds and fees Preview 02:30

Bonds 101 Preview 01:35

What to know before you buy a home Preview 01:12

End-of-section review Preview 01:11