Finance 101 Financial Skills For The Real World

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Understand and Learn How to Apply the Core Principles of Finance In a Couple of Hours

Last updated 2022-01-10 | 4.6

- Understand the time value of money
- Learn about the components that form interest rates
- Make the distinction between fixed and variable interest rates

What you'll learn

Understand the time value of money
Learn about the components that form interest rates
Make the distinction between fixed and variable interest rates
Understand how to negotiate with banks when applying for a loan
Compare present and future cash flows
Assess whether a project is feasible from a financial perspective through the Net Present Value technique
Learn about annuities
Calculate a complete loan schedule with fixed payments
Know how to convert Foreign exchange currencies
See the core principle behind modern Equity Portfolio Management theory
Be able to make your own financial decisions based on sufficient financial literacy

* Requirements

* No experience or Finance knowledge is required - everything is shown in the course

Description

  • Understand the time value of money
  • Learn about the components that form interest rates
  • Make the distinction between fixed and variable interest rates
  • Understand how to negotiate with banks when applying for a loan
  • Compare present and future cash flows
  • Assess whether a project is feasible from a financial perspective through the Net Present Value technique
  • Learn about annuities
  • Calculate a complete loan schedule with fixed payments
  • Know how to convert Foreign exchange currencies
  • See the core principle behind modern Equity Portfolio Management theory
  • Be able to make your own financial decisions based on sufficient financial literacy

Course content

12 sections • 40 lectures

Finance 101 - Introduction - Finance 101 1 lectures

What does the course cover? Preview 02:29

Understanding the time value of money - Finance 101 5 lectures

Key concepts in time value of money Preview 04:45

How to use a timeline to depict time value of money problems Preview 02:20

How to interpret interest rates Preview 02:55

Interest rates as the sum of several components Preview 05:06

Calculate and interpret the effective annual rate Preview 03:26

The effects of compounding-Finance 101 3 lectures

The relationship between PV and FV Preview 04:03

Solving different time value of money problems Preview 04:48

The importance of compounding frequencies Preview 02:52

Present and Future Value of Cash Flows - Finance 101 4 lectures

Ordinary annuity Preview 08:56

Annuity due Preview 06:13

Perpetuity Preview 03:16

FV and PV of unequal cash flows Preview 04:32

Modeling and solving time value of money problems - Finance 101 4 lectures

Calculate the monthly payment of a mortgage loan Preview 06:11

Let's calculate the number of years it takes to reach a certain financial goal Preview 03:36

What's the rate of return of my investment? Preview 05:09

The cash flow additivity principle Preview 03:20

Quiz 1 2 lectures

Quiz 1 Preview 00:04

Here is a list of questions that will test the material we have covered so far.

Quiz 1 (Answers with explanations) Preview 00:02

Quiz 1 (Answers with explanations)

Net present value and Internal rate of return - Finance 101 4 lectures

How to interpret the net present value (NPV) Preview 05:02

Calculate the NPV Preview 10:36

Calculate the internal rate of return (IRR) of an investment Preview 07:42

Contrast the NPV to the IRR Preview 08:50

Portfolio return measurement-Finance 101 3 lectures

The holding period return Preview 02:48

The money-weighted rate of return Preview 06:55

The time-weighted rate of return Preview 05:00

Short-term debt markets-Finance 101 3 lectures

Evaluate the performance of money market instruments Preview 05:03

Alternatives to the bank discount yield Preview 05:48

Convert among yield measures Preview 05:52

Quiz 2 2 lectures

Quiz 2 Preview 00:04

Quiz 2 (Answers with explanations) Preview 00:02

Course notes 2 lectures

Course notes Preview 00:01

Here you can download your course notes.

Formula sheet Preview 00:00

Formula sheet

Bonus: How to Use a Financial Calculator 7 lectures

Introduction Preview 01:08

Setting Up the Financial Calculator Preview 06:55

Basic Calculations Preview 17:32

Time Value of Money Preview 09:50

Cash Flow Analysis Preview 08:15

Statistics Preview 12:32

Depreciation and Breakeven Preview 09:01